Appraisal services for Denton and Denton County homeowners
Here are the top 7 reasons why TX homeowners hire LHC Appraisals:
Do you own a home in or near Denton? Do you need help deciding the price of your real estate?
We at LHC Appraisals understand the special needs of a consumer after appraisal services. Our regular business clients get the appraisal process and the customary reporting formats. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at LHC Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value report than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. LHC Appraisals is seasoned in helping consumers just like you delete undesirable PMI insurance.
Challenging Denton county's assessment of your property
Your local tax assessor may have your house overvalued if your house not appreciating as much as other homes close by. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from LHC Appraisals is your strongest weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be difficult from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. LHC Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? LHC Appraisals can We can assist you. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.